"My girlfriend Kasia and I would like to say a wholehearted thanks to Paul Banyard at Rettie Financial Services Edinburgh. We met Paul through Rettie, and have been delighted with the service, advice and guidance he’s provided while brokering our mortgage. As both of us are first-time buyers, we have greatly appreciated Paul’s advice and calm, professional explanations of the options and process. Paul throughout has always been available, responds very quickly to our queries, and has gone above and beyond to broker our first mortgage, particularly within the timespan of recent interest rate hikes. Paul also helped us to set up our Insurance polices, enabling us to get the best deal possible. We highly recommend Paul to anyone who is looking for first class, impartial advice and professionalism as they embark on their mortgage journey. We very much look forward to working with Paul in the future. Thank you!"